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MM2H Platinum Category: A Comprehensive Guide for Aspiring Foreign Residents

key highlights of the Platinum Category
August 6, 2025 by
Md Nazmul Islam
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Malaysia My Second Home (MM2H) is one of the most attractive long-term residency programs in Asia, offering foreigners the opportunity to live, study, and invest in Malaysia. Among the different tiers of MM2H, the Platinum Category stands out for its enhanced benefits and long-term security.

If you're considering relocating to Malaysia under this premium program, here are the key highlights of the Platinum Category:

Minimum Age Requirement

Foreign nationals aged 25 years and above are eligible to apply as the principal applicant for the Platinum Category.

Fixed Deposit Requirement

Applicants must place a Fixed Deposit (FD) of RM 1 million in a Malaysian bank under their name.

  • This deposit is refundable and remains under the applicant's control.

  • The initial approval period is 20 years, with the possibility of renewal beyond that period.

Withdrawal Flexibility

Upon approval:

  • Applicants may withdraw up to 50% of their Fixed Deposit for specific purposes, including:

    • Property purchase

    • Healthcare and medical expenses

    • Children’s education

    • Tourism-related expenses within Malaysia

Property Purchase Condition (Gold Category Only)

While not mandatory under the Platinum Category, it’s worth noting that applicants under the Gold Category:

  • Must purchase a property worth RM 2 million or more

  • Are not allowed to sell the property for at least 10 years

Stay Requirement Fulfillment

The MM2H program requires participants to stay in Malaysia for a minimum of 90 days per year. However:

  • This requirement can be fulfilled collectively by the principal applicant and dependents aged between 21 and 49 years.

  • Example: If the principal applicant stays 10 days, and 4 dependents each stay 20 days, the total of 90 days is considered fulfilled.

Flexible Dependent Policy

The Platinum Category offers an inclusive and generous dependent policy:

  • Dependents can include:

    • Spouse

    • Biological children

    • Stepchildren

    • Adopted children

  • Eligible age range: 21 to 34 years, and must be unmarried

  • Medically certified disabled children can be dependents regardless of age

Parents-in-Law Inclusion

One of the most attractive aspects of the Platinum Category:

  • Even parents-in-law (i.e., the applicant’s spouse's parents) can be listed as dependents

Educational Flexibility for Children

Children who are listed as dependents under the program:

  • Can study in Malaysia

  • Are allowed to either stay under the MM2H pass or transition to a student visa, based on their preferences

Long-Term Healthcare Access

Dependents are also eligible for long-term medical care services under this visa scheme, ensuring better family healthcare management.

Unique Privileges in the Platinum Category

Unlike the Silver or Gold Categories, the Platinum Category offers exclusive permissions, including:

  • Hiring domestic helpers from the applicant’s home country

  • Starting a business or engaging in commercial activity in Malaysia

Conclusion

The MM2H Platinum Category is a robust and flexible immigration option for those seeking to make Malaysia their second home. With long-term residency, family inclusion, financial flexibility, and investment opportunities, this program is tailor-made for retirees, entrepreneurs, and globally mobile families.

Whether you're planning to enjoy Malaysia’s lush landscapes, its advanced healthcare system, or its thriving business ecosystem, the Platinum Category of MM2H opens the door to a secure and prosperous future in one of Southeast Asia’s most dynamic nations.

Thinking of applying for MM2H Platinum Category?

Make sure to consult with authorized agents or immigration professionals to ensure you meet all the requirements and submit your application correctly.

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